You've passed your driving test and can't wait to get your first car. You want the kind of independence that only comes with having your own set of wheels.

But the cost of insurance is sky high.

So how do you get what you want, and pay a lower premium?

The answer is Pass Plus - backed by insurance companies, Central Government and the Driving Standards Agency.

The Pass Plus scheme is designed to make you a better driver and so help you avoid being part of a gruesome statistic.

It involves more lessons in the form of six specially designed driver training modules which cover driving in town, out of town, in all weathers, at night, on dual carriageways and on motorways - And there is no test to take at the end of it.

The modules covered are:

	In Town	Passed your test but nervous of rush hour traffic? Learn how to cope with town driving by taking expert advice
	In all weather	The first flurry of snow or the first blanket of fog can get you into a real fix. Learn how to deal with the perils of winter driving
	Out of Town	Country roads can hide their own kinds of hazards. Are you ready to mix it with wildlife and farm vehicles?
	At Night	How to read the road in the dark. There are some useful tips on how to deal with dusk onwards
	Dual Carriageways	You need eyes in the back of your head. Don't race, but don't be a slow coach or you will incur the wrath of other drivers
	Motorways	It places greater demands on the driver's skills, observation, anticipation, planning and concentration